Reportedly, Ly conspired with a male friend called Doan Van D to cut off her limbs. Doan was paid VND50 million (800,000 naira) and she amputated Ly's left arm and left leg before heading to the police to report the incident as a "train accident."
Police found Ly lying near a railway but further investigations revealed that the two people were familiar to each other. The lady was arrested after she was released from hospital. Having lost an arm and a foot, Ly is facing jail alongside her partner in crime, Doan.
The duo have been charged to court by the insurance company who would have faced paying VND4 billion (about 72 million naira) to their "victim" if the scam had worked.